Coverage Chart For Strata Guard Policies

REIN Strata Guard Summary of Coverage
Coverage Description	Deductible	Amount of Insurance
REIN STRATA GUARD PROTECTION (Condominium Unit Owners Contingent Insurance Rider – Broad form)	$500	$100,000
Removal	$500	Included
Debris Removal	$500	Included
Removal of Windstorm Debris	$500	Included
Personal Property of Officers and Employees	$500	Any one $250
Growing Plants, Trees, Shrubs or Flowers in the Open	$500	Each $500
Coverage away from the Premises	$500	$25,000
Extra Expense	$500	$25,000
Valuable Papers	$500	$25,000
Landlord Contents in Furnished Suites	$500	Optional
Betterments and Improvements Coverage	$500	Included
Extended Rental Income; 12 month indemnity period (optional 24 month indemnity period available for an additional premium.)	$500	Actual Loss Sustained
Flood Extension – Alberta only	$10,000	Included
Flood Extension – BC only	$25,000	Included
Sewer Backup & Water Damage - Alberta only	$2,500	Included
Sewer Backup & Water Damage - BC only	$1,000	Included
Earthquake Extension	Varies by location	Included
REIN Endorsement
Major Appliances	$500	Included
Mortgage Rate Protection	$500	Included
Power Surge Extension	$500	$25,000
Master Key Coverage	$500	$25,000
Costs to obtain new tenant after an insured loss	Nil	$250
Disappearing Deductible – losses over $10,000	Nil	Included
Vandalism by Tenants	$2,500	$25,000
Loss Assessment Coverage – Property	$500	$100,000
Loss Assessment Coverage – Liability	$500	$100,000
Drug Cultivation, Manufacture and Distribution Exclusion
Replacement Cost Endorsement	$500	Included
Clarification of Statutory Conditions
Fungi, Fungal Derivatives Exclusion
Data Exclusion
Terrorism Exclusion

Commercial General Liability
Coverage A – Bodily Injury and Property Damage – Each Occurrence	$1,000	$2,000,000
Coverage B – Personal and Advertising Injury Liability	Nil	$2,000,000
Coverage C – Medical Payments – any one person	$1,000	$10,000
General Aggregate Limit	Nil	$5,000,000
Non-Owned Automobile	Nil	$2,000,000
Excluding Long Term Leased Vehicle Endorsement	Nil	Included

Note: This is a summary only. Actual coverage will be subject to the terms and conditions of the insurance policy.

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Coverage Chart For Strata Guard Policies

REIN Strata Guard Summary of Coverage

Coverage Description

Deductible

Amount of Insurance

Commercial General Liability