Residential Insurance


	Residential Insurance

	Residential Insurance includes these types: Homeowner Condominium Tenant Mobile Home Moving & Storage

At Park Insurance, we handle your home insurance needs, no matter what type of residence you call home.

Homeowner's Insurance

Homeowners insurance is something that most people do not think about until they have to use it. Although we know that there are always fires, thefts and accidents, we tend to think, that ‘it will never happen to me.’ The reality is often quite different, however, and at some point we suffer a loss due to damages against our property.

Buying homeowners insurance will not prevent fires, thefts or some other types of loss, but it can help you recover from the financial effects of a loss that is covered by your policy. A homeowners policy can also protect you if someone is hurt or has their property damaged because of something that you do or something that you own. Read more...


	Home Evaluation Alert

	The recent dramatic increase in rebuilding costs has left many homeowners without adequate insurance coverage, should they suffer a major loss on their homes. To better protect your home, please click here and complete our Home Evaluation form, which will help ensure you have adequate protection. Or, call us for more details.

Condominium Insurance

You have just bought your first condominium and move-in is only two weeks away. Most of the renovations will be done, so everything looks good. A colleague has mentioned the need for condo insurance. You aren’t so sure it’s necessary. ‘After all, the condominium corporation has insurance, so why do I have to buy insurance?’

Good question and the answer is important—very important. Although much of the information contained in the section on homeowner’ insurance applies to condominium insurance, there are some special considerations of which you should be aware. Here is a summary of the facts. Read more...

Mobile Home Insurance


	Home Inventory

	Use our Home Inventory form to make a room-by-room inventory of all your personal property, including items in your closets and storage areas. Bring it with you when you visit us, or email or fax it to us.

Although much of the information contained in the section on homeowner’ insurance applies to mobile homes, there are some special considerations of which you should be aware. For example, owners of houses do not have to worry about accidents that may occur while their homes are moving down the highway, and they do not have to worry about burglars stealing the entire house and all its contents. Therefore, here are some special considerations for those purchasing mobile home insurance. Read more...

Tenant Insurance

Tenant insurance (often referred to as Renter's Insurance), is a very inexpensive way to protect the value of your personal property, should it be damaged, destroyed or stolen.

Although you may not own the building in which you live (home, condo, apartment, etc.), you still need to protect your personal property from fire and other damages, as well as theft. In addition, the potential liability risks remain, against which you need to be protected. It is true that your landlord’s insurance protects his/her property from loss, but it does not cover your property or personal liability exposure. Read more...

Moving and Storage Insurance

Many household insurance policies only cover goods when they are in the house and not in transit or storage. It is up to you to make sure that your goods are insured against damage, loss or theft. Read more...