Automobile Insurance

Come See the Experts. Better Price.
Better Service.

Park Insurance has two convenient locations, with extended hours, where you can purchase all types of auto and motorcycle insurance that you need:

Basic ICBC Autoplan
Private (Optional) Insurance
Fleet Insurance
... and more!

Why Buy Auto Insurance

Owning a car is the one asset that will most likely lead to an insurance claim. Between accidents, theft, break-ins, vandalism, and the possibility of serious injury to yourself or others, you are exposed to significant risk every time you drive.

If you cause an accident, you may be responsible for injuries or property damage to the other people involved. A claim may be made or a lawsuit filed against you for those losses. You may have to pay not only for the property damage you cause, but also for the medical expenses, lost wages, and pain and suffering of any injured person. The amount of money you may have to pay could be substantial.

If you do not have insurance, anything of value that you own, including your home, savings, future wages and other assets, may be taken to pay for those losses. Auto liability insurance will protect you so that this does not happen. Liability insurance also pays a lawyer to defend you against any claim or lawsuit. Check to ensure that you have purchased adequate liability limits—basic autoplan limits are inadequate for the times and could create personal financial disaster, under certain circumstances.

IMPORTANT: Review your basic needs with your broker.

Autoplan & ICBC

All residents in British Columbia who own an auto must carry basic ICBC Autoplan insurance which must be purchased from your autoplan broker representing the Insurance Corporation of British Columbia (ICBC). This is the minimum amount of insurance any vehicle must carry to operate legally in British Columbia.

Basic Autoplan Coverage—What Is Included?

Generally, Basic Autoplan provides coverage to protect you as a person in five different ways:

Third-Party Legal Liability
Accident Benefits
Underinsured Motorist Protection
Protection Against Hit-and-Run and Uninsured Motorists
Inverse Liability Coverage

Basic Autoplan does not cover you outside Canada and the United States. (So, if you're driving into Mexico, be sure to buy insurance BEFORE you cross the border!). Basic Autoplan doesn't cover the replacement of, or repairs to your vehicle, or many other risks that are covered in optional insurance. For additional details on the Basic Autoplan, visit: http://www.icbc.com/insurance/insura_getsta.asp

Why buy your Autoplan from Park Insurance?

There are two fundamental reasons:

ICBC does not sell insurance directly to the public
Park Insurance can help you get exactly the right kind of coverage and save you money.

How can Park Insurance help save you money on your auto insurance?

We make sure that you know about and have access to all of the applicable discounts available to you, such as:

Seniors' discount
Anti-Theft Device Discount
Disability Discount
Discount protection
Special rates for antique and collector vehicles
Fleet discounts
Experienced driver savings on selected Autoplan products

Private (Optional) Auto Insurance

Every motorist who resides in B.C. is legally required to purchase the Basic Autoplan package. However, the majority of motorists buy extra coverage for their vehicles, themselves, and equipment they've added to their vehicles, to cover risks that are not covered under the mandatory Basic Autoplan.

Why is optional auto insurance so important?

Optional auto insurance provides further protection and peace of mind for risks relating to:

Collision
Comprehensive
Specified Perils
Vehicle in Storage
Limited Depreciation Coverage
Replacement Cost Coverage
Collector & Vintage vehicles
Extended Third-Party Legal Liability
Excess Underinsured Motorist Protection
Loss of Use
Vehicle Travel Protection

For an explanation on these insurance options, please visit: http://www.icbc.com/insurance/insura_morcov.asp

How can Park Insurance help me save money?

As an independent broker, Park Insurance can shop the private insurance companies to obtain the precise coverage you need with associated savings. Unlike a direct seller, or an agent, we are not limited to just one insurance company when we look to get you the best value.

Even, better, when you buy your private auto insurance from us, and combine it with your home insurance, we can save you even more money!

Why not start saving money today!